WARNING: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk
WARNING: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk

Who are Cashfloat?

Cashfloat is a trading name of Western Circle Limited. They offer short-term loans to UK residents. Western Circle Limited were founded in 2011 and run various brands in the UK.

How much can I borrow from them?

Cashfloat offer loans between £200 to £1,100, subject to eligibility. Only existing customers can borrow £1,100, new customers may only borrow up to £500..

How long can I take to repay a loan?

You’ve got between one and four months to pay back your loan. They do not offer loans over a period of more than four months.

How do I apply for a loan with Cashfloat?

All applications are made online, there is no phone number you can call to apply via telephone. You’ll need all the usual details: name, address, telephone number, and information to determine affordability (number of dependants, monthly outgoings, etc.)

Once you have filled in the online application, they will perform a credit check and advise you whether they are willing to offer you a loan or not. If you are tired of filling in application forms with lots of lenders, only to be rejected, try our service – we’ll search dozens of lenders in one application. Click here to apply now.

What requirements or criteria do I have to meet?

Cashfloat require you to be over 18, be a UK resident and have some form of regular employment that will allow you to make repayments. You must also have an active bank account.

How long does it take to receive my loan from Cashfloat?

They say that your loan could be in your bank account same day, as long as approval is given to you by 4:30PM. However, there may be some delays depending on who you hold your bank account with.

What are the interest rates and charges?

The amount of interest charged depends on your individual circumstances. They charge a maximum daily interest rate of 0.8%. There is no charge for applying, but if you get rejected you’ll have to find another lender. Or, you could apply with us, and we’ll check dozens of lenders for you in one application. Click here for more information.

What would monthly repayments look like?

A representative APR of 997% on a £500 loan over four months (fixed 270.10% p.a) would cost you £863.24 in total, £363.24 being the interest. You’ll make four equal monthly repayments of £215.81.

Am I credit checked when I apply with Cashfloat?

Yes. They will perform credit checks to determine eligibility.

Can I repay my loan early?

Yes you can. Repaying early does not come with any penalty, and will reduce the interest and therefore, the total amount repayable. Repaying early is a smart way to reduce the overall cost of a loan.

Are there any online reviews of Cashfloat that I can read?

Yes! They have a Reviews.co.uk score of 4.8 out of 5 as of July 2018.

What’s their FCA registration information.

Their parent company’s FCA Registration Number is 714479.

Why choose Loanline instead?

Loanline are broker and not a lender. Instead of filling in lots of application forms with multiple lenders, we ask you to fill in just one form with us, and we’ll help you find a lender that will lend to you, free of charge! Sound good? Head over to our application form and get started today!

How do I contact Cashfloat?

For customer service, call 020 3757 1933, or email client-service@cashfloat.co.uk.

We value your privacy

We use cookies to ensure you get the best browsing experience and service from us, as well as for marketing, analytics, and personalised advertising. By clicking "Accept all and continue", you consent to our use of cookies. If you want to know more, you can read our cookie policy.